Big Thompson (Basic Savings) is a traditional interest bearing savings account*
$100 minimum deposit to open
Tiered Rates
     Tiers: $0-$999.99; $1,000.00 & ABOVE
$100 daily minimum balance required to waive monthly fee***
Free Internet Banking
Excessive Withdrawal****
Conditions - Six withdrawals from your account each statement cycle. This includes ACH, electronic, or transfer withdrawals. Of the six withdrawals, no more than three may be point of sale or third party check.

Lark Bunting (Minor Savings)*
$100 minimum deposit to open
Tiered Rates
     Tiers: $0-$999.99; $1,000.00 & ABOVE
No minimum balance required
Free Internet Banking
Excessive Withdrawal****
Conditions - Six withdrawals from your account each statement cycle. This includes ACH, electronic, or transfer withdrawals. Of the six withdrawals, no more than three may be point of sale or third party check.

Foothills (Money Market Account)**
Tiered Rates
     Tiers: $0-$4,999.99; $5,000.00-$24,999.99; $25,000.00-$49,999.99; $50,000 & ABOVE
$100 minimum deposit to open
$2,000 daily minimum balance required to waive monthly fee¹
Monthly statement with imaged checks
Free Internet Banking
Excessive Withdrawal²
Conditions - Six withdrawals from your account each statement cycle. This includes ACH, electronic, or transfer withdrawals. Of the six withdrawals, no more than three may be point of sale or third party check.

Shareholder Premium**
Tiered Rates
     Tiers: $0-$19,999.99; $20,000.00-$49.999.99; $50,000.00-$499,999.99; $500,000.000 & ABOVE
$20,000 minimum deposit to open
$20,000 daily minimum balance required to waive monthly fees.¹ No interest if balance falls below $20,000
Monthly statement with imaged checks
Free Internet Banking
Excessive Withdrawal²
Conditions - Six withdrawals from your account each statement cycle. This includes ACH, electronic, or transfer withdrawals. Of the six withdrawals, no more than three may be point of sale or third party check.

Certificates of Deposits Early Withdrawal Penalty*****
Certificates of Deposits (Under $100,000)
     Terms: 3 months, 6 months, 12 months, 24 months, 36 months, 48 months, 60 months

Certificates of Deposits ($100,000 and Greater)
     Terms: 3 months, 6 months, 12 months, 24 months, 36 months, 48 months, 60 months

*interest accrued on daily collected balance, interest paid quarterly
**interest accrued on daily collected balance, interest paid monthly
***monthly service charge $5.00 per quarter, assessed quarterly
**** excessive withdrawal $5.00 per item

*****Principal withdrawals prior to maturity will result in a penalty of 30 days of interest for CDs up to 90 days; 60 days of interest for CDs from 91-364 days; 180 days of interest for 1-2 year CDs and 1 year of interest for CDs 3 years and greater. If the CD closes before interest is credited to the CD, the customer will not receive the interest which may result in a loss of principal due to penalty.

¹monthly service charge $10.00 per month
²excessive withdrawal $10.00 per item

Fees may reduce earnings on account.