Big Thompson (Personal Savings) is a traditional interest bearing savings account*
$100 minimum deposit to open
Tiered Rates
     Tiers: $0-$999.99; $1,000.00 & ABOVE
$100 daily minimum balance required to waive monthly fee***
Free Internet Banking
Excessive Withdrawal****
Conditions - Six withdrawals from your account each statement cycle. This includes ACH, electronic, or transfer withdrawals.

Lark Bunting (Minor Savings)*
$100 minimum deposit to open
Tiered Rates
     Tiers: $0-$999.99; $1,000.00 & ABOVE
No minimum balance required
Free Internet Banking
Excessive Withdrawal****
Conditions - Six withdrawals from your account each statement cycle. This includes ACH, electronic, or transfer withdrawals.

Foothills (Money Market Account)**
Tiered Rates
     Tiers: $0-$4,999.99; $5,000.00-$24,999.99; $25,000.00-$49,999.99; $50,000 & ABOVE
$100 minimum deposit to open
$2,000 daily minimum balance required to waive monthly fee¹
Monthly statement with imaged checks
Free Internet Banking
Excessive Withdrawal²
Conditions - Six withdrawals from your account each statement cycle. This includes ACH, electronic, or transfer withdrawals.

Shareholder Premium**
Tiered Rates
     Tiers: $0-$19,999.99; $20,000.00-$49.999.99; $50,000.00-$499,999.99; $500,000.000 & ABOVE
$20,000 minimum deposit to open
$20,000 daily minimum balance required to waive monthly fees.¹ No interest if balance falls below $20,000
Monthly statement with imaged checks
Free Internet Banking
Excessive Withdrawal²
Conditions - Six withdrawals from your account each statement cycle. This includes ACH, electronic, or transfer withdrawals.

Certificates of Deposits Early Withdrawal Penalty*****
Certificates of Deposits (Under $100,000)
     Terms: 3 months, 6 months, 12 months, 24 months, 36 months, 48 months, 60 months

Certificates of Deposits ($100,000 and Greater)
     Terms: 3 months, 6 months, 12 months, 24 months, 36 months, 48 months, 60 months

*interest accrued on daily collected balance, interest paid quarterly
**interest accrued on daily collected balance, interest paid monthly
***minimum balance fee $5.00 per quarter, assessed quarterly
**** excessive withdrawal fee $5.00

*****Principal withdrawals prior to maturity will result in a penalty of 30 days of interest for CDs up to 90 days; 60 days of interest for CDs from 91-364 days; 180 days of interest for 1-2 year CDs and 1 year of interest for CDs 3 years and greater. If the CD closes before interest is credited to the CD, the customer will not receive the interest which may result in a loss of principal due to penalty.

¹minimum balance fee $10.00 per month
²Excessive withdrawal fee $10.00

Fees may reduce earnings on account.